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What will the mortgage interest rate be on Jan. 31, 2024?

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Smarter Prequalification Process

Our new soft tri-merge credit pull provides benefits, including reduced trigger leads (pesky calls and emails from other lenders) and an opportunity to address credit imperfections in advance of the hard credit pull. Reach out to learn more!

Five Buydown Strategies for Your Relocating Employees

 Are your employees reluctant to relocate due to high mortgage interest rates? We’ve got five buydown options that effectively address their concerns. Click here to download.

Read about a real Premia customer below who took advantage of our buydown program!

New Industry Benchmark Coming Soon

Be the first to receive our upcoming annual Industry Trends Report providing you with invaluable insights into the evolving landscape of the mortgage industry. As a potential relocation policymaker, the information presented in this report will serve as an invaluable resource. Drop us your details and we'll send you a copy when it's ready!

A repeat customer takes advantage of our exclusive
3-2-1 split seller/lender-funded buydown.

After my client understood the buydown choices, we teamed up with his real estate agent to kick things off. Even though the seller initially liked the 2-1 buydown, our client smartly spotted the perks of a 3-2-1 option, fitting perfectly with his three-year gig in Tennessee. By choosing the 3-2-1 buydown, he effectively mitigated concerns about future refinancing when the buydown period concludes and interest rates may be lower. Leveraging Premia's support, we successfully negotiated to share the cost with the seller, enabling our client to qualify for the preferred 3-2-1 buydown option.

Feature Articles

Housing Market Forecast: 4 Expert Predictions for 2024

By: Leslie Cook, Money Published: Jan 03, 2024

Here’s a piece of good news for rate-weary buyers: Relief is on the way. After months of turmoil, the housing market should be slightly calmer in 2024.

Although the factors that tanked affordability in 2023 — mainly high mortgage rates and lack of inventory — will still be at play in 2024, no one expects conditions to get any worse for buyers and sellers. In fact, many housing experts believe the new year will be a turning point for real estate: They say home sales should (somewhat) rebound, mortgage rates and prices should move lower, and more sellers will list their homes.

Click here to continue reading.

Mortgage Rates Forecast For 2024: When Will Rates Finally Come Down?

By: Robin Rothstein, Forbes Advisor Updated: Jan 9, 2024

It seems mortgage rates fever has finally broken — at least for now.

After rising to a scorching 7.79% in October — the 2023 high — mortgage rates have cooled markedly in recent weeks amid signs of receding inflation pressures and promising signals from the Federal Reserve. Following eight consecutive weeks of declines, the average 30-year fixed mortgage rate rose one basis point to 6.62% for the week ending January 4, according to Freddie Mac. A basis point is one-hundredth of one percentage point.

Click here to continue reading.

The Future of Work: Insights for 2024 and Beyond

By: Kellie Hanna, CPRW, Career Advice ExpertLast Updated: January 02, 2024

What’s in store for workers and the labor market for 2024? Between October 18–19, 2024, MyPerfectResume surveyed nearly 1,900 U.S.-based workers and asked them to share their forecasts and trends for 2024. The study provided valuable insights into job opening trends, job burnout, and the future of remote work. Moreover, if you harbor concerns about a potential 2024 recession or job displacement due to AI, rest assured we’ve got insights to share. Without further ado, here’s what our 2024 Workplace Trends Survey revealed!

Click here to continue reading.