Premia Mortgage Insights

4 min read

Does a Mortgage Pre-Approval Impact Your Credit Score?

You’ve found a home you love. It checks all the boxes—great location, right price range, everything you’ve been looking for. But before you can make...

5 min read

2025 Homebuying Guide

2025 is shaping up to be a pivotal year for homebuyers. The higher mortgage rates of 2024 seem to be fading away as rates have been coming down...

5 min read

10 Surprising Things You Should NOT Do Before Buying a Home

Buying a home is a lengthy, complicated process. While you may buy another expensive product – such as a car – in a few hours, purchasing a home...

1 min read

Understanding the Importance of Credit

A credit rating or FICO score is one of the most critical pieces of customer information when applying for a mortgage. What is a credit rating or...