Premia Mortgage Insights

4 min read

10 Things to Avoid When Buying a Home

Mark Britt:

Buying a home is one of life’s biggest milestones—but it can also be one of the most complex. Unlike buying a car or another large purchase that...

1 min read

Is Now the Right Time to Refinance? The Fed Thinks So.

Nina Arnaiz:

If you’ve been waiting for mortgage rates to dip, the Federal Reserve’s rate cut yesterday may be the sign you’ve been looking for. Rates on a...

2 min read

How to Choose the Right Mortgage: A Guide for Every Homebuyer

Michael Bailey:

1 min read

A Milestone for Homebuyers: Trigger Leads Officially Banned

Michael Nasr:

On September 5, 2025, President Donald Trump signed the Homebuyers Privacy Protection Act (H.R. 2808) into law, delivering long-awaited relief to...

3 min read

Timing Your Refi: How Soon Can I Refinance My Mortgage?

Scott McCain:

Refinancing your mortgage can lower your payments, shorten your loan term, or give you access to cash. But how soon can you refinance a home loan...

2 min read

New Protections for Borrowers: The End of Spam Trigger Leads

Michael Nasr:

The bipartisan Homebuyers Privacy Protection Act (H.R. 2808/S. 1467) — often called the “Trigger Leads Bill” — is now awaiting the President’s...

2 min read

Top 10 Mortgage & Homebuying Myths – Busted!

Michael Nasr:

Buying a home is one of the biggest financial decisions you’ll ever make—so it’s critical to use accurate, up-to-date information. Unfortunately,...

2 min read

VantageScore 4.0: Why Does It Matter for Future Homebuyers?

Nina Arnaiz:

What Is VantageScore 4.0 and Why Does It Matter for Future Homebuyers?

3 min read

Making an Offer on Your Dream Home: 7 Essential Steps for Success

Richard Cobb:

You've finally found your dream home—congratulations! Now comes the exciting yet sometimes overwhelming step: making an offer. Whether you're a...

7 min read

Rent vs Buy: Why Buying Could Be Your Best Move

Mark Britt:

Why renting may not be the cheaper alternative after all