Premia Mortgage Insights

2 min read

Is the Housing Market Turning? The Data Says Yes!

Nina Arnaiz:

Why Now Could Be a Smart Time to Buy a Home

1 min read

Part Two: How to Turn Preparation Into Action for a 2026 Home Purchase

Richard Cobb:

If buying a home is on your 2026 roadmap, the most successful buyers won’t be those who wait—they’ll be the ones who finish preparing before...

2 min read

Part One: What Homebuyers Should Know About the 2026 Housing Market and How to Start Preparing Now

Richard Cobb:

Mortgage rates appear to be trending in a more favorable direction, and many experts believe 2026 could present meaningful opportunities for...

2 min read

Why ‘Waiting for Better Rates’ Is Hurting Relocation Outcomes—and How to Fix It

Nina Arnaiz:

For many homeowners and relocating employees, today’s mortgage rates feel like a tough pill to swallow—especially for anyone leaving behind a 2–3%...

3 min read

Mortgage Rates Hit a Yearly Low — What It Means for Buyers and Homeowners

Mark Britt:

Mortgage interest rates have fallen to their lowest point of the year after trending downward for several months. For buyers and homeowners alike,...

4 min read

10 Things to Avoid When Buying a Home

Mark Britt:

Buying a home is one of life’s biggest milestones—but it can also be one of the most complex. Unlike buying a car or another large purchase that...

1 min read

Is Now the Right Time to Refinance? The Fed Thinks So.

Nina Arnaiz:

If you’ve been waiting for mortgage rates to dip, the Federal Reserve’s rate cut yesterday may be the sign you’ve been looking for. Rates on a...

2 min read

How to Choose the Right Mortgage: A Guide for Every Homebuyer

Michael Bailey:

1 min read

A Milestone for Homebuyers: Trigger Leads Officially Banned

Michael Nasr:

On September 5, 2025, President Donald Trump signed the Homebuyers Privacy Protection Act (H.R. 2808) into law, delivering long-awaited relief to...

3 min read

Timing Your Refi: How Soon Can I Refinance My Mortgage?

Scott McCain:

Refinancing your mortgage can lower your payments, shorten your loan term, or give you access to cash. But how soon can you refinance a home loan...