Premia Mortgage Insights

 

1 min read

Is Now the Right Time to Refinance? The Fed Thinks So.

If you’ve been waiting for mortgage rates to dip, the Federal Reserve’s rate cut yesterday may be the sign you’ve been looking for. Rates on a...

Read More
Premia Relocation Mortgage

1 min read

A Milestone for Homebuyers: Trigger Leads Officially Banned

On September 5, 2025, President Donald Trump signed the Homebuyers Privacy Protection Act (H.R. 2808) into law, delivering long-awaited relief to...

Read More
Premia Mortgage Refinance

3 min read

Timing Your Refi: How Soon Can I Refinance My Mortgage?

Refinancing your mortgage can lower your payments, shorten your loan term, or give you access to cash. But how soon can you refinance a home loan...

Read More

2 min read

New Protections for Borrowers: The End of Spam Trigger Leads

The bipartisan Homebuyers Privacy Protection Act (H.R. 2808/S. 1467) — often called the “Trigger Leads Bill” — is now awaiting the President’s...

Read More
Premia Relocation Mortgage

2 min read

Top 10 Mortgage & Homebuying Myths – Busted!

Buying a home is one of the biggest financial decisions you’ll ever make—so it’s critical to use accurate, up-to-date information. Unfortunately,...

Read More
Premia Mortgage

2 min read

VantageScore 4.0: Why Does It Matter for Future Homebuyers?

What Is VantageScore 4.0 and Why Does It Matter for Future Homebuyers?

Read More

3 min read

Making an Offer on Your Dream Home: 7 Essential Steps for Success

You've finally found your dream home—congratulations! Now comes the exciting yet sometimes overwhelming step: making an offer. Whether you're a...

Read More

7 min read

Rent vs Buy: Why Buying Could Be Your Best Move

Why renting may not be the cheaper alternative after all

Read More
Premia Mortgage Down Payment

4 min read

Unlocking Homeownership: What You Really Need for a Down Payment

Is a Down Payment Holding You Back from Buying a Home?

Read More